Mr. R.V.S. Rao has a bachelor's degree in Commerce from Mysore University and a bachelor's degree in law from Bangalore University . He has completed the Master Class for Directors conducted in association with world council for Corporate Governance, London , UK . He has over 36 years of experience in the area of banking and Finance and has been a member of the board of Directors of Housing Development Finance Corporation Limited. As a USAID Consultant, he was the Team leader that reviewed operation and made recommendations for Housing Finance Company, Ghana Africa. He was also the team leader of the consultancy team, which advised the National Development Bank of Srilanka in establishing its Mortgage Finance Business. Mr. Rao is an Associate of Indian Institute of Bankers, Bombay , a Life Member of All India Management Association, and New Delhi was an Executive Committee Member of Bangalore Management Association and greater Mysore Chamber of Industry.